I am in need of some assistance in catching up on my bills. I work at a restaurant 5-6 nights a week and also go to school. I am a single parent of a five year old little boy, who has just started kindergarten. I have always been able to keep my head above water with my bills, but recently i hurt my back which cut back on my hours at work. I don't have any reimbursement of my lost income so i have fallen behind with my bills. I received a notice for my electric bill and also my phone bill and my car insurance bills are both coming due in a few days. I'm very stressed out and I'm not sure about where to turn. Any help would be appreciated.